1. Introduction
HNM Growth (operated by HNM INVESTMENTS, LLC, 405 Madison Ave Ste 1435, Toledo, OH 43604-1226, United States) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website at hmngrowth.surf (the "Site") or use our services. Please read this policy carefully. By using our Site or services, you acknowledge the practices described herein. If you do not agree with any part of this policy, please do not use our Site or services.
2. Information We Collect
2.1 Personal Information You Provide
We may collect the following categories of personal information when you voluntarily provide it to us:
- Contact Information: full name, email address, telephone number, company name, and mailing address when you fill out forms, request quotes, or communicate with us
- Service Information: details relevant to the services you request, including project specifications, preferences, timelines, and requirements
- Communication Records: any messages, emails, or other correspondence between you and our team
- Financial Information: billing details and payment information necessary to process transactions (payment data is processed by secure third-party processors and is not stored by us)
- Identification: any identification documents or information you provide for verification or compliance purposes
2.2 Information Collected Automatically
When you access our Site, we may automatically collect certain technical information:
- Device Information: IP address, browser type and version, operating system, device type, and screen resolution
- Usage Data: pages visited, time spent on pages, click patterns, referral URLs, and interaction with Site features
- Cookies and Tracking Technologies: as described in Section 6 below
3. How We Use Your Information
We use your personal information for the following legitimate business purposes:
- Service Delivery: to respond to inquiries, provide quotes, manage contracts, schedule and perform services, and communicate updates
- Customer Support: to address questions, concerns, or complaints and provide ongoing support
- Business Operations: to process payments, manage invoices, maintain records, and fulfill contractual obligations
- Legal Compliance: to comply with applicable laws, regulations, and legal processes
- Marketing: to send relevant updates, promotions, and communications with your explicit consent (you may opt out at any time)
- Website Improvement: to analyze usage patterns, improve Site functionality, and enhance user experience
- Fraud Prevention: to detect, prevent, and investigate fraudulent or unauthorized activities
4. Legal Basis for Processing (GDPR)
For individuals located in the European Economic Area (EEA) or the United Kingdom, we process your personal data based on the following lawful grounds:
- Consent: where you have given explicit consent for specific processing activities (e.g., marketing communications)
- Contractual Necessity: processing necessary to perform a contract with you or to take steps at your request before entering into a contract
- Legitimate Interests: processing for our legitimate business interests, such as improving our services, fraud prevention, and direct marketing (where balanced against your rights and interests)
- Legal Obligation: processing required to comply with applicable legal and regulatory obligations
5. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:
- Service Providers: we may share data with trusted third-party vendors who assist us in operating our website, processing payments, sending emails, and providing analytics (e.g., Firebase, Google Analytics). These providers are contractually bound to protect your data and use it only for specified purposes
- Business Partners: we may share relevant information with subcontractors, suppliers, and partners necessary to fulfill the services you request
- Professional Advisors: we may disclose information to lawyers, accountants, insurers, and other professional advisors where reasonably necessary
- Legal Authorities: we may disclose information when required by law, court order, subpoena, or governmental regulation, or to protect our rights, property, or safety
- Business Transfers: in connection with a merger, acquisition, reorganization, sale of assets, or bankruptcy, your information may be transferred as part of that transaction
6. Cookies and Tracking Technologies
Our Site uses cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors come from. Cookies are small text files stored on your device by your web browser.
Types of cookies we use:
- Essential Cookies: required for the basic functionality of our Site (e.g., session management, security). These cannot be disabled
- Analytics Cookies: help us understand how visitors interact with our Site by collecting anonymous aggregated data (e.g., Google Analytics)
- Preference Cookies: remember your settings and preferences to enhance your experience
You can control and manage cookies through your browser settings. Please note that disabling certain cookies may affect the functionality and performance of our Site. For more detailed information about cookies and how to manage them, visit www.aboutcookies.org.
7. Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:
- SSL/TLS encryption for data transmitted between your browser and our servers
- Secure server infrastructure with industry-standard access controls
- Regular security assessments, software updates, and vulnerability monitoring
- Access restrictions limiting data access to employees and contractors who need it to perform their duties
- Staff training on data protection and privacy best practices
While we take reasonable precautions, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security but will notify you of any data breach affecting your personal information as required by applicable law.
8. Retention of Your Information
We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. Typically, we retain service-related information for the duration of the engagement plus a period of seven (7) years to comply with legal, tax, and insurance requirements. Marketing information is retained until you opt out or withdraw consent.
9. Your Rights and Choices
Depending on your jurisdiction, you may have the following rights regarding your personal information:
- Right to Access: request a copy of the personal data we hold about you
- Right to Rectification: request correction of inaccurate or incomplete personal data
- Right to Erasure (Right to be Forgotten): request deletion of your personal data, subject to legal retention requirements
- Right to Restrict Processing: request restriction of processing in certain circumstances
- Right to Data Portability: request transfer of your data to another service provider in a structured, commonly used format
- Right to Object: object to processing based on legitimate interests or direct marketing
- Right to Withdraw Consent: withdraw consent at any time where processing is based on consent
9.1 California Residents (CCPA)
Under the California Consumer Privacy Act (CCPA), California residents have the following additional rights:
- Right to Know: request disclosure of the categories and specific pieces of personal information we have collected, used, and disclosed about you in the past 12 months
- Right to Delete: request deletion of personal information we have collected from you (subject to certain exceptions)
- Right to Opt-Out: opt out of the sale of your personal information. Note: We do not sell personal information
- Right to Non-Discrimination: we will not discriminate against you for exercising any of your CCPA rights
To exercise your rights, please contact us using the information in Section 14. We will verify your identity and respond within the timeframes required by applicable law.
10. Children's Privacy
Our services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information without your consent, please contact us immediately. We will take steps to delete such information promptly.
11. International Data Transfers
Your personal information may be processed in Canada, the United States, or other countries where our service providers operate. When transferring personal data across international borders, we ensure appropriate safeguards are in place, including Standard Contractual Clauses (SCCs) approved by the European Commission, where required by applicable data protection law.
12. Third-Party Links
Our Site may contain links to third-party websites, plugins, or services. This Privacy Policy does not apply to those third-party sites. We are not responsible for the privacy practices or content of such external sites. We encourage you to review the privacy policies of any third-party sites you visit.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or operational needs. Material changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically. Your continued use of our Site or services after any changes constitutes your acceptance of the updated policy.
14. Contact Information
If you have any questions, concerns, or requests regarding this Privacy Policy or our data handling practices, please contact us:
HNM INVESTMENTS, LLC
405 Madison Ave Ste 1435, Toledo, OH 43604-1226, United States
Email: guiqiu@hmngrowth.surf
Phone: +18048388443
Developer: HNM Growth — HNM Investments, LLC, Toledo, Ohio, USA.